Blog

Cutting Through the Noise


September 19, 2025

By David Toyne

A farewell to David Toyne

From chance breakfast meetings to shaping the DNA of a firm, some career chapters leave a lasting mark. Tom Bradley reflects on David Toyne's pivotal role in Steadyhand's growth, the energy he brought to the team, and the 'Davidisms' that will continue to guide the firm long after his retirement.

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September 17, 2025

By Tom Bradley

If indicators are fallible, are they valuable?

From valuation metrics to investor sentiment, market indicators can feel like a crystal ball — until they don’t. Tom Bradley explores why these tools fall short, the difference between one-off calls and long-term odds, and how investors can stack the deck in their favour.

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September 11, 2025

By David Toyne

5 habits that build real wealth (from a 40-year investor)

Decades of investing wisdom distilled into five simple habits. In this Coffee Break episode, David Toyne — drawing on 40+ years of experience — reveals what academic research, behavioural finance, and real-world investor outcomes can teach us about building lasting wealth in Canada.

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September 5, 2025

By Tom Bradley

The markets are binging on data-centre spending. Is there a hangover to come?

The surge in data-centre spending is unprecedented and impossible for investors to ignore. The opportunities are real, but so are the risks. Tom Bradley explains.

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August 29, 2025

By David Toyne

What banks don't want you to know (CBC investigation explained)

Are Canada’s banks giving advice in your best interest or theirs? In this Coffee Break episode, David Toyne sits down with advice-only planner Sandi Martin, featured in CBC Marketplace’s hidden camera exposé, to unpack what the investigation revealed and what regulators are saying in a new 2025 OSC/CIRO report.

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August 20, 2025

By Tom Bradley

A love letter to public markets

As private markets steal the spotlight, it’s tempting to believe stocks are yesterday’s news. Tom Bradley unpacks the allure of private assets, their pitfalls, and why public equities still deserve a front-row seat in your portfolio.

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August 13, 2025

By Vanessa Fiorido

The em dash, ChatGPT, and why investing shouldn’t feel like an Ironman

Em dashes are under fire, AI is getting the side-eye, and Vanessa’s here to defend both – with a side of investing wisdom that’s as practical as it is unapologetic.

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August 11, 2025

By David Toyne

Remarried? Don’t Make These Estate Planning Mistakes

Starting over later in life comes with more than just new beginnings — it can mean revisiting your estate plan, too. In this Coffee Break episode, David Toyne is joined by Money Coaches Canada’s Janet Gray to uncover the 7 most common mistakes people make when entering new relationships.

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August 5, 2025

By Tom Bradley

Many investors are running hot. Time for a cold shower

In a climate where greed and fear are both running hot, keeping your cool matters more than ever. Tom Bradley explores why now is the time to zoom out, question your instincts, and remember that slow and steady still wins the race.

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July 29, 2025

By Vanessa Fiorido

An important update (that’s not about your retirement plan)

Scott’s off to his next chapter. Vanessa’s taking the mic – ready to keep things thoughtful, clear, and occasionally offbeat.

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July 24, 2025

By David Toyne

Downsizing in retirement? Avoid these common mistakes

Thinking of downsizing – or helping a loved one through a major life transition? In this Coffee Break episode, we sit down with Adam Gordon of Gordon’s Downsizing to explore what really goes into decluttering and letting go.

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July 22, 2025

By Tom Bradley

A smart motto for investors in this sped-up world: Slow down

Slowing down isn't just good life advice – it's a powerful investment strategy. In a world fuelled by market noise and false urgency, patience and restraint can offer a lasting edge.

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July 18, 2025

By David Toyne

Aging in place in Canada: Digging into the realities and costs

Most Canadians want to age at home—but are they ready for the cost? Julia Chung joins us to discuss the financial and emotional realities of aging in place.

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July 15, 2025

By Tom Bradley

The Voice of Steadyhand

After 18 years and over 700 blog posts, Steadyhand bids farewell to Scott Ronalds—the voice behind the firm's distinctive communications.

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July 10, 2025

By David Toyne

CPP Survivor Benefit: What You Need to Know

If you delay your CPP and pass away before collecting, what happens to your benefits? Here's what your spouse needs to know.

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July 9, 2025

By Tom Bradley

Bradley's Brief — Q2 2025

Tom Bradley's quarterly letter to clients.

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July 7, 2025

By Tom Bradley

In investing, you need to dig for the positives, but they are there

Amid a sea of negative headlines, a fresh perspective reveals a world—and a market—brimming with overlooked optimism, innovation, and surprising resilience. Tom Bradley elaborates in his Globe and Mail column.

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June 27, 2025

By David Toyne

Making the shift from saving to spending in retirement

Learn how to confidently transition from saving to spending in retirement with insights from Certified Financial Planner Steve Bridge.

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June 24, 2025

By Scott Ronalds

Summer Reading 2025

7 steadyhand-picked books for the summer.

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June 23, 2025

By Tom Bradley

Four signs for investors that things are not normal

From iconic growth companies hitting a wall to firms morphing into bitcoin proxies, the investment world is signalling that things are not normal. Yet for businesses meeting real needs, economic principles still apply. Tom Bradley explains in his Globe and Mail column.

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June 12, 2025

By David Toyne

Retirement income planning: when and how to withdraw from your registered accounts

Steve Bridge from Money Coaches Canada joins us in our latest Coffee Break to explore the most effective strategies for withdrawing funds from your retirement and investment accounts.

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June 11, 2025

By Tom Bradley

It's official: Steadyhand is now proudly part of the Purpose family

We’re excited to share that Steadyhand is now officially part of the Purpose Unlimited family! This marks a new chapter in our mission to deliver better investing outcomes and a more personalized experience for Canadians.

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June 5, 2025

By David Toyne

The big pension question: Should you commute your defined benefit plan?

Thinking about commuting your pension? In this Coffee Break, Certified Financial Planner Ashley Gordon joins us to break down what you need to know about this major financial decision.

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May 29, 2025

By David Toyne

Scott Armstrong on designing a meaningful retirement

Scott Armstrong, author of Retire and Aspire, highlights how mindset, purpose, and social connection can shape both your experience and longevity in retirement.

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May 28, 2025

By Scott Ronalds

With spot prawns, it pays to go straight to the source — same goes for investing

What do spot prawns and smart investing have in common? More than you’d think. We break it down, and share a bonus prawn recipe that's sure to impress.

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